Financing Solutions for
Every Exchange Structure
Whether you're executing a standard reverse exchange, building improvements, or managing a portfolio transition, we have the expertise and capital to support your strategy.⚡Reverse Exchange Financing
Our Core Product
The classic reverse exchange scenario: you've found the perfect replacement property, but you haven't sold your relinquished property yet. We provide short-term bridge financing to acquire the replacement through a QEAT structure, giving you up to 180 days to complete the sale of your existing assets.
This is the financing solution that unlocks reverse exchanges in competitive markets where opportunities don't wait. Our team understands the intricacies of Rev. Proc. 2000-37 Safe Harbor requirements and works directly with your Qualified Intermediary to ensure compliance.
Loan Terms: 30 days to 12 months (extensions available to 18 months)
Loan-to-Value: Up to 70% on most property types
Property Types: Multifamily, commercial, industrial, mixed-use, retail, NNN, investment land
Speed: Term sheets in 72 hours, full approval in 7-10 business days
Structure: Interest-only payments during exchange period
Repayment: From sale proceeds of relinquished properties through your QI
Typical Scenario
Replacement Property
$2.4M
Bridge Loan (70% LTV)
$1.68M
Your Equity
$720K
Exchange Window
180 Days
🏛 Improvement Exchange Financing
Build-to-Suit & Renovations
Also known as "construction exchanges" or "build-to-suit exchanges," improvement exchanges allow you to make capital improvements or construct new improvements on your replacement property during the exchange period. This requires specialized financing because the improvements must be completed and titled correctly before the 180-day window expires.
We provide flexible construction financing with draw schedules tied to your project milestones, ensuring you can maximize the value of your exchange while staying compliant with IRS requirements.
Draw Schedule: Flexible milestone-based funding for construction or renovation
Eligible Improvements: New construction, major renovations, tenant improvements, property additions
Compliance Support: Coordination with QI to ensure improvements are completed within exchange window
Combined Financing: Can be structured alongside reverse exchange financing for acquisition + improvement
Timeline Management: We help you plan realistic construction schedules within the 180-day constraint
Key Requirement
All improvements must be completed and added to the property's basis before the 180-day exchange deadline. We work closely with your contractors and QI to manage timing.
Typical Improvement Budget
$300K–$2M+
💼Portfolio Exchange Financing
Multiple Properties, Complex Structures
For investors managing multiple properties in a single exchange — whether you're consolidating several smaller properties into one larger asset, or exchanging one large property for multiple replacements — we provide sophisticated financing that handles the structural complexity.
Portfolio exchanges often involve staggered closings, multiple QEATs, and intricate coordination between various stakeholders. Our team has the experience to structure financing that supports your specific exchange strategy while maintaining IRS compliance across all moving parts.
Multi-Property Support: Finance acquisition of multiple replacement properties or fund bridge for selling multiple relinquished properties
Flexible Structures: Sequential closings, consolidated financing, or separate loans per property as needed
Partnership Exchanges: Experience with TIC structures, drop-and-swap, and complex ownership arrangements
Large Transaction Capability: Capital availability for exchanges exceeding $10M+ in total value
Dedicated Team: Single point of contact managing all aspects of your multi-property exchange
Example Scenarios
Consolidation: Selling 5 single-family rentals, buying 1 apartment complex
Diversification: Selling 1 office building, buying 3 different retail properties
Partnership: Multi-member LLC executing coordinated exchanges
Ready to Move Forward?
Let's Discuss
Your Exchange
Every exchange is unique. Tell us about your situation and we'll help you determine the right financing structure.
Or call us directly: 925-381-8190 | Available Mon–Fri, 8:00am-6:00pm PST